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Originally Posted by colincurry  On the advice of my daughter, who worked for an insurance broker for many years, I have costed all my equipment and raised the sum insured to more than cover this total. This is part of my contents insurance. The max on each item is £1500 but I will check out the point about the small print and the need to itemise everything.
She also made the point that I should include items such as watches, rucksack, glasses, specialist clothing and mobile phone within the overall total. The company is Norwich Union.
I will let you know what I find out.
As to the question of muggers, don't let the bxxxxxxs get you down. Life is too short not to try to enjoy it, having taken sensible precautions.
Colin |
If your checking the policy, look out for phrases like, "kit items", Ours gave an example of a set of golf clubs, no matter if you bought them seperately, your valuation must be the total kit, not the individual parts. I've increased mine to £2,500, and I've insisted they phrase it : "camera and accessory equipment." That way it includes tripod, mono-pod, bag etc.