View Single Post

  #5 (permalink)  
Old 07-12-2006, 10:14 AM
Paul mabbott's Avatar
Paul mabbott Paul mabbott is offline
Knight Commander of the Wild Empire
 
Join Date: Oct 2005
Location: Sheffield, FPRSY
Posts: 5,015
Re: Equipment insurance

Only useful for people over a certain age but SAGA has a very good insurance policy which allows quite a lot of valuable items (10 I think) to be added on freely/cheaply as long as they are notified. They're also quite cheap on *very* expensive items. Don't remember the details but always worth getting a quote .... if you're old enough!

Quote:
Originally Posted by glsammy View Post
Just a quick post to alert some of you to a potential problem with contents insurance, when used for camera equipment. I thought I had everything covered, I had away from home full cover, up to any one item costing no more then £1,500. No problem I thought, my camera, lenses etc. were all bought separately, so no one item cost more than £1,500.
It was whilst I was checking my policy to compare with another that I noticed some small print that makes my equipment under insured.
If any items are used as a group, i.e. camera equipment, then the insured limit applies to the whole group and not to individual items, so my cover is limited to £1,500 max. Nowhere near enough.
I can add on at extra expense for items worth more than £1,500, which is what I'll be doing first thing in the morning.
No doubt you lot are all better organised than me, so you'll know this already!
__________________
Ladybird Survey
Reply With Quote