Camera insurance isn't what it always seems when you look at your content insurance cover for cameras. I thought I had everything covered, I had away from home full cover, up to any one item costing no more then £1,500. No problem I thought, my camera, lenses etc. were all bought separately, so no one item cost more than £1,500.
It was whilst I was checking my policy to compare with another that I noticed some small print that makes my equipment under insured.
If any items are used as a group, i.e. camera equipment, then the insured limit applies to the whole group and not to individual items, so my cover is limited to £1,500 max. Nowhere near enough.
I can add on at extra expense for items worth more than £1,500, which is what I'll be doing first thing in the morning.
No doubt you lot are all better organised than me, so you'll know this already!
