Husbands 20D took an unsheduled dip in the River Hayle 18 months or so ago with a brand new 150 macro attached ...........
It was agony at the time (fortunately the end of the hols by two days not the begining....) We dried it out but it remained stoically dead ......... very fortunately the CF card downloaded all his pictures without a hitch ........
Insurance paid up to the tune of a replacement (which meant an upgrade to a 40D the lucky sod!) and another new 150 macro, plus £120 towards the price of a new Benbo tripod - the failure of which caused the whole incident
Smiles all round in the end but not funny during .........
Pauline