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I regularly drive at significantly under the speed limit. It's just that, a limit, not a recommendation. I drive at a speed that I feel minimises the risk to me and those around me. As an example think of a single track country lane, the national speed limit applies but it would be reckless to drive at anything like that sort of speed.
I tend to do so too and I so agree with what you say about the national speed limits applying to certain country lanes.
I am always aware a country lane may may have horseriders,tractors etc just round the next bend.....
ellen