Hi wend5000, welcome to WAB.
Don't let your lack of expensive kit prevent you from posting pics here. There's many a brilliant photo been taken on an inexpensive camera.
(If you are considering camera options have a quick look at these threads).
http://www.wildaboutbritain.co.uk/fo...endations.html Are there any Finepix S100FS users here?
They might give you some ideas.
Regards
Mike.
EDIT - Just noticed from another thread that you've got a Fuji Finepix S8000FD. - Nothing wrong with that - It's a great camera with a pretty good specification. If you get the best from it, you'll not go far wrong. 