You lose some and ... you lose some more.
Have been paying some insurance today - stiff increase in payments.
It took my mind back a couple of years when the insurance companies (particularly Lloyds of London) were having to put their prices up because of the vast numbers of catastrophes (plane crashes, tsunamis, hurricanes ...).
This year it's different, they're putting up their prices because of ......
"a shortage of disasters'.
Lloyd’s counts cost of not enough disasters - Times Online