Having received a letter from my bank on Friday stating I was overdrawn, I rang to find out what they were on about. To my horror, someone has emptied my bank account
.
They immediately put me through to their Fraud Dept, who went through a few transactions, and when they got to the Easyjet ticket, foreign currency and travel insurance, the alarm bells became deafening. Thankfully, as all these have taken place overseas, its easy to prove they were not legitimate transactions, and the money is being replaced - around £1500 in total. I got my statement through this morning - all 8 pages of it and very grim reading.
The first dodgy transaction was listed as "WP Stagecoach Serv" and only for £1.50, and then refunded the following day. Had I seen this at the time I may have queried but as I'd already been refunded, I'd have probably let it go. However, this is just a "fishing trip" to see if the account is live, before they let rip with the full blown withdrawals!
So be warned, if you should get a withdrawal from your account entitled "WP Stagecoach" raise it immediately with your bank, and request they stop your debit card before it goes too far!